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MOBIUS
07-01-2008, 12:29:28
Clarkson stung after bank prank (http://news.bbc.co.uk/2/hi/entertainment/7174760.stm)

What a dick!:lol:

Maybe if we can aim a tornado at his house he’ll do a u-turn over climate change as well…:gasmaske:

Funko
07-01-2008, 12:34:09
:lol:

Drekkus
08-01-2008, 08:36:36
:lol: that's pretty cool

Venom
08-01-2008, 13:25:42
He is a dickhead. I thouroughly enjoy any suffering he endures.

Dyl Ulenspiegel
08-01-2008, 13:28:40
Nice story.

"Clarkson published details of his Barclays account in the Sun newspaper, including his account number and sort code."

What's the "sort code"? Identifying the bank?

Funko
08-01-2008, 13:33:12
Yes.

It's called sort code from the days when they used to send paper cheques to a clearing house, sort them and then actually send them to the bank you had your account with.

Nav
08-01-2008, 13:35:15
Bank geek.

Dyl Ulenspiegel
08-01-2008, 13:36:42
How can anybody draw on his account with that data? :confused:

Funko
08-01-2008, 13:36:43
have you fixed .co.uk yet?

KrazyHorse
08-01-2008, 13:37:01
I believe that's called the "routing number" in north america...

Funko
08-01-2008, 13:37:07
Originally posted by Dyl Ulenspiegel
How can anybody draw on his account with that data? :confused:

That's what he thought. :D

Funko
08-01-2008, 13:37:31
He also told people how to find out his address.

KrazyHorse
08-01-2008, 13:37:53
Originally posted by Dyl Ulenspiegel
How can anybody draw on his account with that data? :confused:

Fairly easily. That's all that's required to make out electronic cheques in my experience.

Funko
08-01-2008, 13:39:20
You should also need a verified signature or some kind of pass code for internet banking/phone banking.

I honestly don't know how they did it, and obviously no-one's going to tell us in the mainstream media 'cause everyone will be ripping people off.

KrazyHorse
08-01-2008, 13:44:51
Again, in my experience you don't need anything other than the account number and routing number.

Nav
08-01-2008, 13:45:27
Originally posted by Funko
have you fixed .co.uk yet? No way, I had lots of requests to keep debaser out.

Funko
08-01-2008, 13:45:51
In the UK you should need either of those things to set up a direct debit.

Nav
08-01-2008, 13:46:36
Originally posted by Funko
I honestly don't know how they did it, and obviously no-one's going to tell us in the mainstream media 'cause everyone will be ripping people off. Possibly an insider job by someone at the bank?!

Funko
08-01-2008, 14:02:58
Probably a poorly faked signature

Venom
08-01-2008, 14:05:05
Clearly a balding accountant from Reading was able to inflitrate the banking system and pull off this heinous heist.

Immortal Wombat
08-01-2008, 14:21:07
Originally posted by Dyl Ulenspiegel
How can anybody draw on his account with that data? :confused:

Because Direct Debit beneficiaries are vetted, and have to guarantee that they'll return the money if something like this happens. Apparently. [link (http://armchairdissident.wordpress.com/2008/01/07/on-clarkson-bacs-and-data-security/)]

C.G.B. Spender
08-01-2008, 14:30:02
You don't need a confirmation of the account owner for the german "Lastschriftverfahren", which is similar. So if you know the account details it's easy to make a transaction.
However, it's also quite easy to cancel the transaction if you are the account owner.

Immortal Wombat
08-01-2008, 14:32:43
I'm am slightly annoyed that I can't find the numbers though.

Funko
08-01-2008, 14:44:17
It seems that KrazyHorse was right then.

C.G.B. Spender
08-01-2008, 14:47:30
Yep, but it's illegal to do that without permission !!!!

Funko
08-01-2008, 14:52:31
For him to be right?

C.G.B. Spender
08-01-2008, 14:53:52
Indeed. It's called "moderation"

Funko
08-01-2008, 14:55:23
Everything in.

Tizzy
08-01-2008, 15:18:12
Seems it is possible to set up a direct debit with just the sort code, account number and account holder's name. I've just done it.

Dyl Ulenspiegel
08-01-2008, 15:19:30
ok, this is the crucial aspect then: "Originally, this involved getting a piece of paper from the originator, filling in all your details, signing it and sending it back to the bank. In those ancient times..."

Still ancient here. I think "Lastschrift" also requires my consent, but it may be different in Germany.

What I really love: "data protection". No bank gives a flying fuck about protecting your privacy, but it's a great excuse for not getting up from their asses and investigating a transaction. Also excessively used by authorities, companies, libraries etc....

Dyl Ulenspiegel
08-01-2008, 15:19:53
Originally posted by Tizzy
Seems it is possible to set up a direct debit with just the sort code, account number and account holder's name. I've just done it.

Virtual dingding kicking?

Funko
08-01-2008, 15:20:30
Yeah, from that link that IW posted you can only do it to someone who is a registered Direct Debit recipient, and they have to guarantee that if anything is wrong with your direct debit, they'll give you the money back. You couldn't do that into your own account. Which is why it has to be a standing order into a private account.

C.G.B. Spender
08-01-2008, 15:40:25
Originally posted by Dyl Ulenspiegel
Still ancient here. I think "Lastschrift" also requires my consent, but it may be different in Germany.

It's for the lawyers, but not for the bankers.

You need it, but you don't have to prove it to the bank. There's even no standard form, how ungerman!

C.G.B. Spender
08-01-2008, 15:51:05
For example you can use "Lastschrift" at Amazon. You only need to know the account number, account owner and the BLZ bank code to pay.

Now isn't that cool!!!

Dyl Ulenspiegel
08-01-2008, 16:01:36
no standard form???? :eek:

Funko
08-01-2008, 16:03:07
Even us English have a standard direct debit form.

Vincent
08-01-2008, 17:03:06
It obviously doesen't help you much

MoSe
09-01-2008, 08:28:09
Originally posted by C.G.B. Spender
how ungerman!

huh?

http://en.wikipedia.org/wiki/Ungermann-Bass