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Drekkus
22-05-2005, 22:54:05
So I'm off to the US in a couple of weeks time. I know credit cards are common use there. I have Mastercard, and what I like to know is whether I should get a Visa or American Express card as well. Are all cards equally excepted, I heard mastercard charges per transaction, while visa doesn't.

Thanks.

KrazyHorse@home
22-05-2005, 23:16:16
AMEX is generally the least accepted credit card, as they have, I believe, the highest transaction fees.

Mastercard and Visa are generally accepted everywhere.

Nav
23-05-2005, 09:48:34
AMEX isn't a credit card. ;)

Drekkus
23-05-2005, 09:55:08
It's not?

Thanks KH. Apparantly my bank charges €0,11 per credit card transaction. So I reckon it's too much trouble getting a visa card. If I make 10 transactions a day, that would make 22 euro in charges, which is probably as much as getting a visa card would cost. Plus I have two cards already, getting another one is not necessary, I guess.

Oerdin
23-05-2005, 09:59:30
Visa seems the most commonly accepted with Mastercard just ever so slightly less. Either card should get you what you want at 95%+ of all stores, restaurants, gift shops, etc..

Then there are a handful of rarely accepted cards like AMEX, Discover, Diner's Club, etc... Avoid those unless you are just into collecting cards.

zmama
23-05-2005, 10:52:05
Of those, Drekkus, I just have a Mastercard. No problem.
Mine however does not charge me a fee for a charge...thats up to the issuing bank.

There is a fee for cash withdrawl...but I just use my debit/atm card for that instead

Nav
23-05-2005, 10:52:23
Originally posted by Drekkus
It's not? You have to pay off AMEX at the end of the month. There isn't like a minimum payment or anything. Saying that however, the entry level blue one apparantly is a credit card but it has rates as high as 25% or something!

Drekkus
23-05-2005, 11:18:01
Originally posted by zmama
Of those, Drekkus, I just have a Mastercard. No problem.
Mine however does not charge me a fee for a charge...thats up to the issuing bank.

There is a fee for cash withdrawl...but I just use my debit/atm card for that instead My bank doesn't charge for transaction within the EU.

And I do plan to use my bank card for cash at ATM's.

zmama
23-05-2005, 11:19:09
Then no prob :)

mr.G
23-05-2005, 11:26:20
doooooooooooooooooooooo
di
doooooooooooooooooooooo

KrazyHorse@home
23-05-2005, 15:25:00
Originally posted by Nav
You have to pay off AMEX at the end of the month. There isn't like a minimum payment or anything. Saying that however, the entry level blue one apparantly is a credit card but it has rates as high as 25% or something!

That's bullshit. My fiancée has an american express that's not the blue one and she doesn't have to pay it off every month. She does, but that's just cause it's dumb not to.

Venom
23-05-2005, 15:27:01
Mastercard will be accepted anywhere a credit card is taken. As for AMEX? Well, only business people have those.

Funko
23-05-2005, 15:54:33
Drekkus if you post your credit card number and expiry date here, and the name on the card we'll check it is ok for use in the US.

ps. Don't really do that.

Drekkus
23-05-2005, 16:00:48
I already posted that here, years ago.

Tizzy
23-05-2005, 16:02:22
I thought everyone already knew that's what the "reputation" number is

Drekkus
23-05-2005, 16:09:54
http://www.counterglow.com/forum/showthread.php?s=&threadid=5990&highlight=credit+card

Funko
23-05-2005, 16:17:45
Damn. Expired. :(

Drekkus
23-05-2005, 16:23:18
:eek: Wow, good thing you mention it, have to look into that!

Funko
23-05-2005, 16:24:26
Expired 2 years ago.

Drekkus
23-05-2005, 16:29:12
No wonder I couldn't pay anything.

MoSe
24-05-2005, 11:45:01
Originally posted by Nav
You have to pay off AMEX at the end of the month.

:clueless:
and how's that different from my Visa, which I have to pay off at the beginning of next month, automatically drawn from my bank account?

I could choose whether and which plafond to set, and I wisely chose to set it at 100€ less than my monthly income :cute:

I used it everywhere as a Credit Card, and none or nowhere hinted me that it wasn't actually one.

Gary
24-05-2005, 12:17:20
I found credit cards were not as accepted as I thought they were. Mind you that was a few years ago. But the Houston Space Centre shops weren't interested, and it was hard to find a taxi that would accept them either. Take enough cash to satisfy the muggers instead.

zmama
24-05-2005, 13:49:15
No, taxis are cash only(for the most part)...but I know of no gift shop that doesn't take credit cards

unless of course their computers are down.

Venom
24-05-2005, 14:06:15
There's almost no shop/store/restaurant in the country that won't take credit cards. Including many fast food places now.

Cabbies, however, want your cash.

Venom
24-05-2005, 14:18:04
Also, high class whores take credit cards as well.

Funko
24-05-2005, 14:20:19
Where do they swipe them?

Drekkus
24-05-2005, 14:22:27
those realdolls should come with credit cards slots.

MattHiggs
24-05-2005, 14:22:37
In the whore house.

Venom
24-05-2005, 14:25:21
Originally posted by Funko
Where do they swipe them?

Pimps are very advanced these days. You seen that show on MTV, Pimp My Ride? Like it's really hard to put a credit card authorization modem or Point of Sales system in a car.

Funko
24-05-2005, 14:29:49
I saw a couple of episodes. It's one of the funniest shows ever.

Venom
24-05-2005, 14:41:20
It's hilarious.